If you're thinking about cashing out your 401(k) plan early, you need to know about these costs, penalties, tax implications, ...

New tax benefits have rolled out in 2026, but many high earners aren't aware of them. If you fund a 401(k), learn about these new changes so you don't miss out.

From higher contribution limits to proposed investment and tax rule changes, here is what workers should know about possible 401(k) updates in 2026 under Trump.

If you're in your first year of retirement, here is the 401(k) rule that matters the most: live on a fixed income and budget ...

RMD age rose to 73 in 2023 and rises to 75 in 2033. Roth 401(k)s eliminated RMDs entirely starting 2024. New retirement plans must auto-enroll workers at 3-10% contribution rates starting 2025.

Don't start counting that money just yet.

On January 13, 2026, the Department of Labor (the “DOL”) submitted to the White House Office of Management and Budget (“OMB”) proposed rules (the “Proposed Rules”) relating to the inclusion of ...

The US Department of Labor said it is effectively restoring a 1975 five-part test for determining retirement account ...

Participants who are not High Earners in the prior year can continue to make pre-tax or Roth catch-up contributions, as permitted by the plan. Determining the $145,000 Threshold The threshold is ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Ebony Howard is a certified public ...

There are more ways than ever to use your retirement account as an ATM. But those transactions come at a cost.

Workplace retirement plans like 401(k)s are among the most powerful tools for building long-term wealth, yet they are also among the easiest to overlook during major life changes. According to a 2025 ...